Own 100% of your home but pay just 80% of the price with Lion’s Share

16th October 2019

What is Lion’s Share?

Simply put the Lion’s Share is a shared equity scheme through which you own 100% of your home for just 80% of the price with no interest or rent to pay.

Much like the Help to Buy scheme Walton Homes will loan you up to 20% of the cost of your new home. So all you will need is a 5% cash deposit and a 75% mortgage to make up the rest.


For example, on a home with a purchase price of £250,000

5% Buyer Deposit

20% Lion’s Share

75% Buyer Mortgage





Who is eligible?

The Lion’s Share Scheme with Walton Homes is open to both first time buyers and home movers alike.

Available on selected homes and subject to qualification.


How to purchase with Lion’s Share

Select your dream home and enquire about Lion’s Share, our Sales Advisor will be happy to talk you through the scheme and assist you in a selecting an eligible home.

Make sure you have your 5% deposit.

Subject to qualification we will provide you with a loan up to 20% of the value of the property.

With help from our advisors you will only need to secure a 75% mortgage to make up the remainder of the value.

Once everything is in place you will complete on your property and own 100% of your home that you can continue to enjoy year after year.

The loan itself is interest free with the total amount you pay back relating to the property’s market value (so if the value of your home drops the amount you pay back also goes down, so you are protected).

You must pay back your interest free loan within 5 years or when you sell your home, whichever is sooner. There are no penalties for early repayment and you cannot transfer an existing loan to a new property. 

It’s as simple as that!